DEFENDANTS: Allstate Insurance Company, First National Insurance Company of America, Government Employees Insurance Company
COURTS: U.S. District Court Western District of Washington at Seattle, U.S. District Court Western District of Washington at Tacoma, U.S. District Court District of New Jersey
PRACTICE AREA: Consumer Protection and Consumer Fraud
DATES FILED: 04/18/18, 04/18/18, 04/02/18
Consumers have been cheated out of thousands of dollars by car insurance companies. Consumers have reported to Axler Goldich that after a total loss car wreck and submission of a claim for the full value of their vehicle, insurance companies manipulated the valuation of the totaled car and underpaid the claims. To make matters worse, Axler Goldich has learned that some auto insurance companies breach the terms of their policies and violate various state laws by failing to include sales tax, license plate fees, and title fees as part of actual cash value paid to settle total loss claims.
Axler Goldich, along with the law firms of Hagens Berman and Astor Weiss, has filed three new class action lawsuits alleging that insurance companies deliberately they breach the terms of their policies and violate various state laws by devaluing the condition of vehicles and failing to include sales tax, license plate fees, and title fees as part of actual cash value paid to settle total loss claims. These practices reduce the claim payments to consumers by hundreds or thousands of dollars.
Specifically, the lawsuits accuse Allstate, First National, and GEICO of underpaying consumers by failing to pay sales tax, title fees, license fees, and manipulating the data used to value the cars. The suits were filed in April in the U.S. District Court for the Western District of Washington and in the U.S. District Court for the District of New Jersey, and say the three auto insurance companies violated state laws regulating the handling of these claims and making it even tougher for insureds whose cars were destroyed. Among other things, the lawsuits allege the insurance companies employ what they call “condition adjustments” to reduce the value of comparable vehicles without itemizing or explaining the basis for the adjustment as required by state law. The blanket and arbitrary condition adjustments imposed on the Plaintiffs in each of the three cases resulted in an average underpayment of $821 and the failure to pay sales tax, title, and license plate transfer fees in the GEICO case resulted in an underpayment of $1,274.
If you wrecked your car and your insurance company covered the total loss, you may have been underpaid by thousands.
Axler Goldich believes consumers deserve repayment. Insurance companies took advantage of customers by knowingly paying less than fair value for totaled vehicles. We will fight to reclaim consumer losses against insurance companies for the full accurate value of totaled vehicles. Axler Goldich’s legal team is interested in hearing about your total loss car insurance complaints. Contact our team by calling toll free at 866-207-2920 or by filling out our online form.
Axler Goldich is investigating claims against all auto insurance providers.
There is no cost or fee whatsoever involved in joining this action. In the event Axler Goldich or any other firm obtains a settlement that provides benefits to class members, the court will decide a reasonable fee to be awarded to the legal team for the class. In no case will any class member ever be asked to pay any out-of-pocket sum.