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Consumer Protection

Protecting Consumers Nationwide

According to the Bureau of Labor Statistics, the average American consumer spends over $50,000 a year on food, cars, clothing, medical services, insurance, and entertainment. Consumers are the backbone of American business and are protected by federal and state laws designed to ensure they receive quality merchandise from reputable companies.

At Axler Goldich, our team of experienced class action and mass tort lawyers are highly skilled and dedicated to protecting the rights of consumers under federal and state consumer protection laws. If you have been injured by a defective product, received poor quality merchandise, or been manipulated into believing you were being sold a product or service that was not what you actually received, you may have a claim.

Types of Fraudulent and Unfair Trade Practices

There are many ways that consumers can become victims of unfair and deceptive trade practices. The following examples are some of the most common violations:

  • Marketing goods as high quality when they are of substandard quality.
  • Misleading consumers with false advertising.
  • Harassing consumers with unwanted phone calls.
  • Pyramid schemes and multi-level marketing cases.
  • Selling unnecessary repairs or services.
  • Knowingly manufacturing, distributing, or selling defective merchandise.
  • Hiding statistics of injuries and deaths related to defective merchandise.

Billing Fraud

Consumers should also be alert to billing fraud, the deceptive practice of charging a consumer hidden fees or unauthorized charges.

Bank Fraud

Banks have frequently engaged in deceptive acts and practices, designed to increase their own revenues at the expense of their customers. Fortunately, there are state and federal laws which protect individuals and their businesses from predatory banking practices, including:

  • APR misrepresentation
  • Slamming
  • Illegally charging late fees
  • Charging “add-on” services to credit cards without authorization

At Axler Goldich, we are adept at litigating issues related to bank fraud against major financial institutions.

Class Action Lawsuits and Mass Torts

When deceptive business practices or defective products have misled or injured consumers, a class action lawsuit or mass tort action can hold a company liable for significant damages. It is often difficult for one or two individuals to take on large corporations that have engaged in fraudulent business activity, but when there are a significant number of consumers with common experiences, a class action suit is a viable way to bring about justice and collect compensation as a group.

The Federal Trade Commission and Federal Consumer Laws

The Federal Trade Commission (FTC) mandates and enforces fair trade practices. The federal laws enacted to protect consumers include the following:

  • Fair Credit Reporting Act (FCRA)
  • Truth in Lending Act (TILA)
  • Fair Debt Collection Practices Act
  • Magnuson-Moss Warranty Act
  • Electronic Funds Transfer Act (EFTA)

Our lawyers are experienced in bringing cases under these laws on behalf of consumers nationwide. We work diligently to ensure that our clients’ rights to fair and reputable trade practices are protected.

The Philadelphia Consumer Protection Lawyers at Axler Goldich Offer Legal Counsel and Representation in all Areas of Consumer Protection Law

As a consumer, you are entitled to honest advertising and fair trade practices. When these rights are violated, our Philadelphia consumer protection lawyers can help you demand the justice afforded to you under federal and state law.

Call us at 866-207-2920, or contact us online to schedule a consultation today. Our offices are conveniently located in the heart of Philadelphia, and we represent clients in nationwide class action lawsuits.